US will ban Wall Street investors from buying single-family homes

Re:US will ban Wall Street investors from buying single-fami... by ricardobeat on Wednesday January 07, 2026 @05:20PM (#46533941)

Except they do, as the original comment already said. The rich “person” has cash and access to much cheaper credit, is buying multiple properties, not paying the bills and earning rent, the other will have a mortgage.

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Re:US will ban Wall Street investors from buying single-fami... by WalterBright on Wednesday January 07, 2026 @11:28PM (#46537195)

> The rich “person” has cash and access to much cheaper credit, is buying multiple properties, not paying the bills and earning rent, the other will have a mortgage

Rich people do not have cash, as they invest it all. (That's how they became rich.) Rich people do not get away with not paying their bills. Rich people do not earn rent on the house they are living in. Rich people do not get better mortgage rates because they are rich. They get credit-scored like everyone else. Bankers want to charge as much interest as possible.

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Re:US will ban Wall Street investors from buying single-fami... by ricardobeat on Thursday January 08, 2026 @05:08PM (#46547181)

The original comment said “Rich investors and companies” which is why I put “people” in quotes when replying. This is not about homeowners in different income brackets.

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Re:US will ban Wall Street investors from buying single-fami... by PaulDavisThe1st on Thursday January 08, 2026 @12:48AM (#46537660)

This seems to depend an awful lot on your conception of a "rich person".

My wife and I have owned (at separate times) a couple of rental properties over the years due to various life circumstances (we no longer do). Both properties were valued in the mid $200k range. While being even in that situation certainly makes us unusually fortunate, it gave us no access to cheaper credit.

Now, I appreciate that there is a version of a "rich person" who does. But the GP's example wasn't specifically restricted in that way.

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