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Re:Calling All Hackers: How money works (2024) by 01HNNWZ0MV43FF on Tuesday January 06, 2026 @06:01PM (#46520077)
You can't loan more than you have, but fractional reserve means you can loan most of your assets while only keeping some liquid: https://en.wikipedia.org/wiki/Fractional-reserve_banking
Re:Calling All Hackers: How money works (2024) by staplers on Tuesday January 06, 2026 @06:10PM (#46520178)

  You can't loan more than you have
You can when you control the ledgers. Even more easily when digital. Over 90% of all currency is digital.