FWIW - I don't 100% agree with you, but I did want to say thanks for at least posting your thoughts, and qualifying them.

(Adding my comment since there's a good amount of pushback, most of which I roughly agree with, but I think it's important to say thanks for maintaining a civil dialogue and discussion where we don't see 100% eye-to-eye. This also goes for all those who are replying to you as well. It's great to have civil discourse.)