CPA here. The math on this is brutal because of the fixed fee floor. If an agent performs a $0.05 task, a standard $0.30 + 2.9% fee structure puts you at a negative margin immediately. This is a solvency issue, not just a pricing one. You literally cannot monetize granular, high frequency agent traffic with legacy banking rails. The only way the P&L works for micro services ($0.01 to $0.10) is via rails where the settlement cost is negligible (<$0.001), regardless of the asset class used.