Because there are places where that's all it takes to spend money. I trust our clients..but you never know..especially when dealing with an international client you've never met.

Create a checking account just for this purpose. Only use it for holding transfers. It takes about ten minutes to setup a new account at most banks.

This is what we've landed on as a default - just seems kinda wonky. As if MacGuyver were handling our incoming $ or something.