Show HN: I built a dashboard to compare mortgage rates across 120 credit unions

Re:Show HN: I built a dashboard to compare mortgage rates ac... by bluGill on Wednesday December 03, 2025 @05:04PM (#46140841)

My credit union gives me better rates if I'm "active", which means some number of transactions per month. Thus you really need to pick a credit union and start using them a few months before if you want the best rates. (maybe, depending on how that credit union works)

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Re:Show HN: I built a dashboard to compare mortgage rates ac... by mhashemi on Wednesday December 03, 2025 @05:13PM (#46140949)

Yeah, there's a somewhat wide variance in CUs, in terms of rates, quality of service, etc. I called a few just to spot check and these public rates are supposedly about as good as they can do. From what I gather, even the large CUs (like Transportation FCU) just don't have that sophisticated of an operating model.

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