The reality is there are very few people making six figures writing their own iphone apps. Even fewer that can sustain that level of income as a sole proprietorship for a couple of decades, which is what you will need to do to retire at fifty.
For every programmer who does create a sustainable business, fewer still get rich doing so. One reason, creating a wildly successful business is a completely different skill set from programming. Another reason, it takes a fair amount of luck for a company to become wildly successful.
Goog luck.
Great Fredudian typo, or greatest Freudian typo?
The man has been doing a job that he loves for 30+ years. Having had to work in places I hated to 'pay the bills' enough times in my life to grow weary of it, I understand the value of working on a good team with people I like and respect, doing what I love.
As the adage goes: Get a job doing what you love to do, and you'll never work a day in your life. Startups are fine and dandy, but trust me when I tell you, they're a ton of WORK. Even serial entrepreneurs will tell you that it's taxing, and not for everyone. I for one would be much happier nestled up to a keyboard, solving a problem than I would be doing many of the things one needs to do to make a startup viable.
In summation, everybody's priorities are not the same as yours, and I'd wager that you could stand to learn that lesson sooner than later.