If you're going to approach this on such bad faith, then I'll simply say "yes" and move on. People can male bad decisions, but that shouldn't be a profitable business.

What makes you think that in the world where only the wealthy can afford legal, medical, and financial advice from human beings, the same will be automatically affordable from AI?

It will be, of course, but only until all human competition in those fields is eliminated. And after that, all those billions invested must be recouped back by making the prices skyrocket. Didn't we see that with e.g. Uber?