I realize crypto has become dominated by the investment community, but money is not just a store of value. As a medium of exchange, fiat currencies use money to implement monetary policy and control. Electronic exchange of fiat currency is a permission based activity, and significant transactions are simply disallowed and users often debanked. You don't have to wait for a monetary system to collapse before crypto has meaningful value. That value can come from simply not being subject to corrupt monetary policies and control.