This is so cliché that I have a hard time believing that this isn't just trolling… but it's kind of irrelevant how much you spend on "$20 lunches" if you are struggling to afford things like education, healthcare, and shelter.

I'm old enough to have missed the worst of this – the generation after me appear to be completely fucked in terms of what they can practically afford, and no amount of "the youth are just irresponsible!!!!" stupidity is going to to change that.