And direct experience is usually very very flawed in perception. Look into "eyewitness" testimony and how often people's perceptions are extremely flawed and easily manipulated.

Even simple events are difficult to evaluate. One podcaster I've listened to for a decade had an issue on a flight. He bumped into a passenger in front of him and words were exchanged. Eventually he was deplaned by the pilot. In his telling of the story, it was completely outrageous and unwarranted. But obviously to others involved, he was completely in the wrong, enough to be deplaned.

So no, "direct experiences" are definitely filtered.

For another example, my daughters feel unsafe walking alone at night in my city's downtown area. Whereas I, walking at the same time in the same area, don't feel any danger at all. Every human experience is mediated by our past history.