I say "High Risk" because that is how it was evaluated at the time. We have had our Beanstream account for over 6 months with zero chargebacks, a 100% clean record. If a Stripe rep appears here and makes an offer - [email protected] - you have my business.
- 5% 6 month rolling reserve //
- 2 week + 5 day lag settlements //
- 2.8% blended + monthly fees.
Am I crazy to not switch, or should I present this to Beanstream and get better terms? Other than my terms, I have nothing but ecstatically positive things to say about BS.
Note: my terms are like so because of the nature of my business model. It is high risk, like a TPPA (third party payment aggregator). Think: Eventbrite. Appreciate the feedback.