Re:Americans Crushed by Auto Loans as Defaults and Repossess...
by ethbr1 on Monday September 15, 2025 @12:31PM
(#45251730)
Indeed. Many banks offer used car loans.
https://www.investopedia.com/the-best-used-car-loans-1170306...
I've used PenFed for years: https://www.penfed.org/auto#cbs
Note that those lenders are separate from "buy here pay here" used car dealers. They offer their own in-house financing at much higher interest rates, targeting consumers with bad credit. Some of these are close to being a scam.