I don't see how I made any less fortified, less relevant of a claim than you did.

You added that most people would be better off with intermediated financial transactions which is probably true for most day to day transactions, but the TFA proposal brings up the question of whether everyone should be forced to use an intermediary.

For example, just using single-use addresses would be considered suspicious, probably just because it complicates basic taint analysis. Yet that's a fundamental component of privacy, and to do otherwise is akin to how Venmo lets people see your own transaction history (a very odd feature btw).