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Re:Ask HN: Is masking indoors like buying insurance for your... by AnimalMuppet on Tuesday September 02, 2025 @11:38AM (#45104508)
Most people have a mortgage that requires them to buy home insurance. They don't have the choice.

But even if they don't have a mortgage, it's still a completely different tradeoff. You can't use "people get home insurance" to draw conclusions on "people should mask indoors". Different risks, different costs, different tradeoff.

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