Until they decide to force you to use the mobile app as a 2FA for the website. My bank did that, I literally had to buy a new phone because the old one couldn't update their stupid app. It locks you in to the latest N versions of Android/iOS.

Before you ask, no, other banks aren't any better where I live. They all stopped using physical 2FA keys years ago. And no, they won't let you come in physically for things that can be done online.