Ok, how about "Other people in our city refuse to raise taxes enough to maintain things to our standards, let's make a coalition of neighbors that all donate monthly to pay for additional upkeep for our neighborhood instead of each negotiating individually with different landscapers etc?"

It's popular to shit on HOAs, largely because Americans (of which I am one) are allergic to paying taxes and being told what to do, but if you call it a "Neighborhood co-op" all of a sudden it's not clear why it shouldn't be allowed. Whatever happened to freedom of association?