Well, let' start by Paypal recognizing that money in an account usually belongs to the account owner. Automated behaviour checks went wrong too often, resulting in account freezes. No answer from Paypal what the offense was, of course "for security reasons".

Paypal, your transparency sucks. If my account is fishy, tell what it is. We're no longer in the McCarthy times.

And besides, I'm living in the EU. US rules are not always popular for us.