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A comment on Payment Processor Fun 2025 – Making Your Own Merchant Service Provider. Parent comment

Re:Payment Processor Fun 2025 – Making Your Own Merchant Ser... by jancsika on Saturday August 16, 2025 @04:34PM (#44926701)
> I worked on a PSP for a largeish adult entertainment business, and I remain convinced that most porn chargebacks are a case of "post nut clarity".

Being ashamed of an impulse purchase certainly counts as a reason to regret-- and potentially request a chargeback for-- such a purchase.

[ Parent | on HN ]
Re:Payment Processor Fun 2025 – Making Your Own Merchant Ser... by immibis on Sunday August 17, 2025 @10:56AM (#44932052)
Chargebacks are for unauthorized transactions and broken contracts, not anything you regret. Attempting to chargeback an authorized transaction where you received the goods or services is a felony.

Also a chargeback is what the bank does to the merchant. From your perspective as the end user, you don't do a chargeback. What you do is you complain to your bank and they decide how to proceed from there.

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