Price of a car is not a fixed thing. All prices are made up, including markups, so you can't say what you're specifically paying for or not. Also, companies commonly price things at a loss, often to entice you to buy some subscription along side it.

This is about trapping people into paying a subscription forever. That's what is abusive. There's no need to make up other things on top of that. Thankfully, there are a lot of choices in this space.