Sure... have all the options out there.. but taking on debt, and the risks associated should also account for the ability and risk of paying it back or not... which is pretty heavily dependent on the program in question.

I'm fine with people choosing whatever they want... but then the question comes down to how/who pays for it... and I'm emphatically not in favor of public (taxpayer) funding for programs that don't have a direct need/demand in society or the economy in general.

You want to be a fine arts major.. go for it. It may be harder if you need student loans to pay for it, when there's a few thousand people working on that degree and a few hundred jobs in the world of demand.

Someone graduating with a BFA intending to teach art or music at the K-12 level might be very satisfied with their job prospects and the life it leads to. There are at the very least tens of thousands, maybe hundreds of thousands, of art and music teachers in the United States.

A bachelor's degree is required to be a K-12 teacher, so if it's impossible for teachers to pay undergraduate student loans, the problem is not with the teacher or the degree they chose to get.

A BFA wont qualify you to work as a teacher at an accredited school in the US. Positions at those schools that allow you to "teach" without a teaching degree are typically part time and volunteer.

What do you mean? Music and art teachers typically have BFAs. There are BFA programs designed for teachers, including the pedagogical training that qualifies them for teaching.

My BFA does not qualify me to be a teacher anywhere I have looked (south east, new england, ca). I do not meet the educational requirements or the practical classroom time to got a teaching certificate required to teach K-12.

I am sure there are programs that are a mix between a typical BFA program and a teaching degree, but that is not the norm.

Oh, yeah, if you don't specifically train to be a teacher, you won't qualify. I'm just saying that (AFAIK, and from a specifically Texas perspective) most people who intend to be art or music teachers get a BFA. Many of my high school teachers earned degrees specific to their subject, like B.S. in Chemistry, B.A. in History, B.A. in Literature, while concurrently completing the coursework that qualified them for teaching. You don't have to be an education major. Most state universities also have programs for people who have a bachelors degree to complete the requirements for teaching, too, and I think those programs qualify for financial aid even if they don't lead to an additional degree.