Realistically, most people are not going to be on top end models. They're expensive and will get far, far FAR more expensive once these companies feel they're sufficiently entrenched enough to crank up pricing.

It's basically the silicon valley playbook to offer a service for dirt cheap (completely unprofitable) and then once they secure the market they make skyrocket the price.

A mid range model is what most people will be able to use.

If you want to know what's possible, you look at the frontier models. If you want it cheap, you wait a year and it'll get distilled into the cheaper ones.