Socialized medicine forces you to pay for the victims of drunk driving accidents, for when people shoot themselves in the hand with a nail gun, for the hospital bills of vaccine deniers ending up in the emergency room, for....

At some point I think you just have to accept that the whole point of socialized medicine is to just make sure people get healthcare regardless. If you want to engage in some kind of market analysis and means testing, you can always live in America, where it's guaranteed that people get exactly as much healthcare as they deserve, since net worth and liquid cash is correlated perfectly with an individual's moral success.