Re:Ozempic Shows Anti-Aging Effects in Trial, Reversing Biol...
by criddell on Tuesday August 05, 2025 @04:09PM
(#44803599)
Health insurance is helped too. Insurance is regulated and insurers can only hold on to some percentage of the premium. I think it's something like 20%. That 20% has to cover their costs and is the source of their profits.
The other 80% must be paid to healthcare providers.
This means that if health insurance companies want to make more profit, they have to increase premiums so their 20% cut grows and they can only do that by increasing healthcare spending.
Well, there are other ways. For example, Aetna owns CVS, UnitedHealth owns OptumRx, Humana owns Humana Pharmacy, and so on. They get to pay themselves to provide healthcare. This provides a big incentive for insurance companies to want drug prices to increase. They can raise premiums and collect profit on filling those expensive prescriptions.
The other 80% must be paid to healthcare providers.
This means that if health insurance companies want to make more profit, they have to increase premiums so their 20% cut grows and they can only do that by increasing healthcare spending.
Well, there are other ways. For example, Aetna owns CVS, UnitedHealth owns OptumRx, Humana owns Humana Pharmacy, and so on. They get to pay themselves to provide healthcare. This provides a big incentive for insurance companies to want drug prices to increase. They can raise premiums and collect profit on filling those expensive prescriptions.