Ask HN: What trick of the trade took you too long to learn?

Re:Ask HN: What trick of the trade took you too long to learn? by pton_xd on Tuesday August 05, 2025 @12:32PM (#44800253)

Yep, this is exactly the situation in the Seattle area. Here it makes little sense to take on a mortgage when renting is so comparably cheap. But go anywhere else like say Atlanta where rents are roughly equal to a mortgage payment and the opposite is true.

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Re:Ask HN: What trick of the trade took you too long to learn? by hintklb on Tuesday August 05, 2025 @01:49PM (#44801565)

Generally you are right. VHCOL (Seattle, SF Bay Area), HCOL (California,...) and MCOL areas are better for renting and LCOL areas are better for buying.

There are two factors really:

- Rent to Buy ratio (or as you put it, rent compared to the mortgage)

- Speculation on house price growth.

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