> This seems circular… capital has become such an important gatekeeper in society in the first place because most people aren’t that trustworthy, and will likely betray any trust or faith placed in them if put under enough pressure.

True, but it's also mainly because we have a society that is based on technological innovation with rapid transportation/communication. I was only responding to the other reply that seemed to imply that there was an alternative restructuring that puts less capital at the top.