Interesting these platforms have existed for so long now (MBWay from 2014 and Pix 2016 if I’m not mistaken). I recall, back when it was launched, explaining it to friends in other countries (ie. UK) how good it was, not only the seamless payment network shared with friends, but also to be able to spin virtual cards with fixed value for online payments, and getting a puzzled reaction, “is that even legal?”