Brazil central bank to launch Pix installment feature in September

Re:Brazil central bank to launch Pix installment feature in ... by vitorgrs on Friday July 25, 2025 @07:54PM (#44689908)

This is really not a issue in Brazil. Consumers laws are strong. I actually prefer to use Pix for exact this reason, because I can get the refund in 1 second, literally (already did with Amazon). While with credit cards that's not the case.

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Re:Brazil central bank to launch Pix installment feature in ... by jt2190 on Sunday July 27, 2025 @10:39AM (#44701645)

So the merchant is assuming more risk because the customer can take back their money... How long does the merchant need to wait before they're certain the payment they have received can't be taken back?

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Re:Brazil central bank to launch Pix installment feature in ... by vitorgrs on Tuesday July 29, 2025 @12:11AM (#44718974)

If is online, over the phone, etc., you can return or cancel for any reason within 7 days. And this also include services. For example, if I sign up with a new ISP, I can cancel it within that 7-day period (even if it have a 1 year contract).

If it's in-person you bought something, technically you can only return up to 30 days for non durable goods, and 90 days for durable goods, if there's some problems with the product, or a reason etc.

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