I wish there was a European alternative to PayPal et al., but Wero seems too be too little too late and too slow.

Not enough banks participating, no ability to connect multiple accounts, credit cards etc., no payments integration with vendors and finally no incentives to switch vs. the incumbents in the space - I guess you would need a serious marketing campaign with discounts, cashback etc. to get people to use it and reach a critical mass. But let's see - maybe I'm too pessimistic...