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A comment on Visa and Mastercard: The global payment duopoly (2024). Parent comment

Re:Visa and Mastercard: The global payment duopoly (2024) by Cthulhu_ on Friday July 25, 2025 @04:20AM (#44680908)
Isn't that (and its predecessor iDEAL) basically a layer on top of SEPA transfers though? (not that that's a bad thing)
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Re:Visa and Mastercard: The global payment duopoly (2024) by sofixa on Friday July 25, 2025 @05:19AM (#44681226)
Kind of, but with easier UX - because a SEPA transfer, which is free and instantaneous, still requires the sharing of a bank account number, while Wero works with QR codes, phone numbers, etc. They're also planning to expand it to NFC payments and online payments.
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Re:Visa and Mastercard: The global payment duopoly (2024) by notpushkin on Friday July 25, 2025 @06:16AM (#44681564)
You can make a QR code for SEPA transfers: https://www.europeanpaymentscouncil.eu/document-library/guid...

(One of many generators you can try: https://qrcode.tec-it.com/en/SEPA)

Doesn’t seem to be supported too widely though :(

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Re:Visa and Mastercard: The global payment duopoly (2024) by Doxin on Wednesday July 30, 2025 @10:13AM (#44734494)
Oh that's neat. FWIW the camera on my android phone doesn't understand that QR code, but my banking app does.
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