Re:Visa and Mastercard: The global payment duopoly (2024)
by toomuchtodo on Thursday July 24, 2025 @09:41PM
(#44678523)
Europe (41 countries) has instant SEPA.
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Re:Visa and Mastercard: The global payment duopoly (2024)
by mzitelli on Thursday July 24, 2025 @10:57PM
(#44679096)
SEPA is a banking infrastructure layer and it is not consumer focused. Also, only ~60% of European banks adopted it. While Pix was mandatory for all banks to adopt and 80% of Brazilian population already used it.
Re:Visa and Mastercard: The global payment duopoly (2024)
by pqs on Friday July 25, 2025 @02:14AM
(#44680113)
In Spain we have Bizum. You can send money to any phone number. It's instand and, as I understand, it works on top of SEPA.
Re:Visa and Mastercard: The global payment duopoly (2024)
by dakiol on Friday July 25, 2025 @03:10AM
(#44680457)
Never understood why it’s tied to a phone number. I don’t like to leak mine just for silly payments.