The idiots at my former credit union apparently subcontract out their credit cards to some east coast bank, whereas my bank and I live on the west coast.

I saw some bank from Florida, that I'd never heard of, calling me on my cell. I assumed it was some sort of scam and ignored it. They're too stupid to get a phone number which has caller id set up to read the name of credit union with whom I did business.

Just amazing.