It is useful to have a metric of how other humans value your time and ability, true. And storing enough resources so you don't have to go without essentials is just good planning. But it seems nonsensical to base your entire self-valuation as a human on that arbitrary number.

"Monetary freedom" makes limited sense to me - free from what? Free from having to be productive (to other humans in society) in order to get food and keep your shelter?