I don’t really believe in the dormant/latent argument because once you shift down to the underground (as in, entertain all possibilities, even the possibility that you share something in common with drug abusers) where people abuse drugs, there you can see just how common psychosis is.
The drugs fuck people up. Interestingly, after many years of laying of the substance, many do find their way out of the psychosis.
My instances of psychosis outside of depression/mania tend to be triggered by stress. I don't use drugs or take any stimulant medications, but they still just happen sometimes. It sucks. I'm thankfully not in an active episode at the moment, but I do suffer on a daily basis from the "negative" symptoms of schizoaffective disorder (i.e., the symptoms that take away function, like anhedonia, avolition, alogia, etc).