Personally, I fall somewhere in the middle. I'd be happy to pay a modest bit of money to buy a simple app, and see if it helps -- but I'm very reluctant to sign up for a subscription.

Perhaps ironically, the less the app claims to do, the more likely I am to be interested.

I've only signed up for a paid mental health app subscription once -- and that was an app designed by a well-known psychologist with both an M.D. and a Ph.D., and even then only after reading his book.