FICO to incorporate buy-now-pay-later loans into credit scores

Re:FICO to incorporate buy-now-pay-later loans into credit s... by johnnyanmac on Tuesday June 24, 2025 @01:28PM (#44368598)

You picked two odd examples. A beach is debatable as being capable of being opened and closed, and whether or not a person is tresspassing, but parks are generally managed by the state or country. Of course they can close down. They typically close from subset to sunrise.

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Re:FICO to incorporate buy-now-pay-later loans into credit s... by spacedcowboy on Tuesday June 24, 2025 @03:30PM (#44370052)

The idea of a beach closing at night-time was novel to me, when I first came to the US. In the UK beaches are ... just beaches, their status is that of "beach", and access is not controlled at all.

Generally there's a fine for being caught sleeping on the beach I think, but that's really to discourage people being swept away.

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Re:FICO to incorporate buy-now-pay-later loans into credit s... by potato3732842 on Thursday June 26, 2025 @09:58AM (#44387496)

With a few exceptions for snooty uptight municipalities who've written rules far beyond the norm you're generally allowed on the beach 24/7 on the east cost and access is likewise uncontrolled (except New Jersey). I can't speak to the west coast.

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Re:FICO to incorporate buy-now-pay-later loans into credit s... by vdqtp3 on Wednesday June 25, 2025 @09:16PM (#44383354)

I picked two examples of everyday activities that should have been obvious to everyone that they were safe.

Mere weeks later public health authorities encouraged this sort of behavior (going to the beach or the park with ample space between individuals). It seemed a relevant example of "pointless and counterproductive policies around lockdowns"

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