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Re:FICO to incorporate buy-now-pay-later loans into credit s... by dgfitz on Tuesday June 24, 2025 @01:02PM (#44368335)
I looked it up, and most of the sources seem sketchy (quora, lendingtree), but they agree with your number.

I think the kicker is, the ~50% of people who don't pay them off in full every month can have a massive amount of CC debt and struggle to even make a dent in it.

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