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A comment on FICO to incorporate buy-now-pay-later loans into credit scores. Parent comment

Re:FICO to incorporate buy-now-pay-later loans into credit s... by banannaise on Tuesday June 24, 2025 @12:35PM (#44368008)
This assumes, among other things, that they come from a stable home that has space for them and access to the things they need to create and maintain an income stream.
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Re:FICO to incorporate buy-now-pay-later loans into credit s... by Whoppertime on Tuesday June 24, 2025 @03:46PM (#44370261)
If you look at the home ownership rates of that generation it would be a fair assumption
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Re:FICO to incorporate buy-now-pay-later loans into credit s... by banannaise on Wednesday June 25, 2025 @01:57PM (#44380083)
For the entire population, sure. For a subpopulation that doesn't have a stable income, not necessarily, particularly given class mobility statistics.
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