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A comment on FICO to incorporate buy-now-pay-later loans into credit scores. Parent comment

Re:FICO to incorporate buy-now-pay-later loans into credit s... by throwaway98797 on Tuesday June 24, 2025 @10:48AM (#44366874)
sometimes you make money in lumps

debt allows people smooth that out and lending companies take a fee for that service

nothing evil or wrong about it

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Re:FICO to incorporate buy-now-pay-later loans into credit s... by BJones12 on Tuesday June 24, 2025 @12:03PM (#44367659)
Yes. Or to rephrase, debt/interest is a way of moving money through time.
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