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Re:FICO to incorporate buy-now-pay-later loans into credit s... by Uvix on Tuesday June 24, 2025 @07:54AM (#44365170)
The effect may pause when interest rates change, but it's unlikely to reverse significantly. People who have homes now aren't going to want to sell for less than they paid for them, so there's a lot of inertia against prices going down.
Re:FICO to incorporate buy-now-pay-later loans into credit s... by schmidtleonard on Tuesday June 24, 2025 @09:28AM (#44366049)
The home ownership rate in the USA is 65%. If house prices start going down, money will be printed until they start going back up.