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A comment on FICO to incorporate buy-now-pay-later loans into credit scores. Parent comment

Re:FICO to incorporate buy-now-pay-later loans into credit s... by RHSeeger on Tuesday June 24, 2025 @07:08AM (#44364849)
> Housing prices are constantly rising

Housing prices are _generally_ rising. It's entirely possible to buy a house and wind up selling it later, having lost money in it. Many times through no real fault.

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Re:FICO to incorporate buy-now-pay-later loans into credit s... by andruby on Tuesday June 24, 2025 @10:09AM (#44366455)
I hope most people haven't forgotten about 2008 financial crisis and how it was caused by declining housing prices (and the banks/markets not taking that risk into account)
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Re:FICO to incorporate buy-now-pay-later loans into credit s... by JKCalhoun on Tuesday June 24, 2025 @10:16AM (#44366530)
We do. And we remember the rebound some years later and are still kicking ourselves for having not scooped up real estate fire-sales in Las Vegas.

I mean, hypothetically. Some people. Might be kicking themselves.

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