Google could do just about everything but they are such a large organization which makes them slow for development costs a lot if they miss distracts them from there core business model and not worth there while. Real question is why doesn't square accept BTC how are credit card networks and exchanges charging so much in fees and how does Africa send money with a text message for over a decade and I have to have paypal, venmo, a square card scanner that I need a headphone jack for and cash app.