The distinction here is "do you get your money from owning assets or do you get your money from working" because where you get your money is where you get your incentives and the incentives of owning are opposite the incentives of working in many important regards.

The economy is inhabited by people who work for a living but it is controlled by people who own things for a living. That's not a conspiracy theory, it's the definition of capitalism. If you do not own things for a living and do not know people who do, spend some time pondering "the control plane." It should seem like an alien world at first, but it's an alien world with a wildly outsize impact on your life and it behooves you to understand it in broad strokes even if you aren't trying to climb into it.