Your point is merely a non sequitur: a change in banking isn’t related to paying taxes or the state as a whole, nor anarchy.

You’re not supporting your central thesis that disintermediating finance is in any way related to removing government — and people using Coinbase, a service that is centralized and does collaborate with government regulation seems to directly counter your stereotype of the customers.

Their point is correct: people who match your fantasy wouldn’t be Coinbase customers — you’re relying on old tropes.