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A comment on Why are banks still getting authentication so wrong?. Parent comment

Re:Why are banks still getting authentication so wrong? by sir_brickalot on Tuesday May 13, 2025 @05:19PM (#43977852)
Counter: Backups for TOTP are easy and you can use multiple devices/services for a single TOTP login.
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Re:Why are banks still getting authentication so wrong? by kube-system on Tuesday May 13, 2025 @05:33PM (#43977976)
Whether it is easy or possible is irrelevant. For the 99.7% of the world that isn't a software developer, the real-world observed use case will predominantly be the least-friction commoditized workflow. People mostly have one phone with one authenticator app, and that's what they'll use.
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Re:Why are banks still getting authentication so wrong? by TingPing on Tuesday May 13, 2025 @06:16PM (#43978363)
You aren’t wrong. It is built in to Googles and Apples though, should be widely used.
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