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Re:Great work Visa, now I hate you by bdunbar on Friday August 10, 2012 @12:17PM (#4366814)
Why get rid of your credit cards? As long as you pay the balances in full every month, a modest selection of credit cards can easily lower your expenses by 3%, if not more.

Why did I?

Because it was too easy to use credit, not pay the balance in full. The debt built up. Things got out of hand.

And because I really did not like dealing with the credit card folk, even when I was in their good graces. Too much complexity.

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