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Re:Show HN: I built a tool to manage and compare credit card... by scarface_74 on Saturday April 12, 2025 @10:25AM (#43664659)
Not if you focus on churning business credit cards. You will see a credit inquiry on your personal credit report. But that’s it. The actual credit card doesn’t show up on your credit report and the sign up bonuses are usually higher.

https://johnnyafrica.com/multiple-chase-ink-business-cards/

With Amex it’s even better. Once you have one credit card with them, they usually don’t even run a credit report. That means you can then sign up for business credit cards with no effect on your report.

As far as websites,

https://www.offeroptimist.com/

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