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Ask HN: Generic Privacy Policy/Terms of Use templates?

Does anyone know of a source for Privacy Policy/Terms of Use templates that can be adapted by start ups? We basically want something that says we don't share users' details are not responsible for user created content - but without paying a lawyer to write them for us.
( 1 comment | on HN )
Re:Ask HN: Generic Privacy Policy/Terms of Use templates? by sgfc on Thursday August 09, 2012 @06:38PM (#4363696)
Generic PP/TOS services are easy to find through google, for example, but are highly inadvisable. Many factors (such as what your business model is, how your business functions, where you are based, where your customers are based, where your data is based and what/how users are creating) must all be considered and none of the services I have seen do that.