Re:Why are credit card rates so high?
by enlyth on Tuesday April 01, 2025 @07:05PM
(#43552222)
I'm in Europe and still use my Amex for everything I can.
It has no membership fee, I get 0.5% cashback which is free money, and one time a merchant failed to deliver an order and they gave me back my money within like 10 minutes of me raising a dispute
If I had used my debit card with my normal bank it would probably take a week to resolve, and I'd be the one out of pocket in the meantime
It has no membership fee, I get 0.5% cashback which is free money, and one time a merchant failed to deliver an order and they gave me back my money within like 10 minutes of me raising a dispute
If I had used my debit card with my normal bank it would probably take a week to resolve, and I'd be the one out of pocket in the meantime