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Re:Why are credit card rates so high? by enlyth on Tuesday April 01, 2025 @07:05PM (#43552222)
I'm in Europe and still use my Amex for everything I can.

It has no membership fee, I get 0.5% cashback which is free money, and one time a merchant failed to deliver an order and they gave me back my money within like 10 minutes of me raising a dispute

If I had used my debit card with my normal bank it would probably take a week to resolve, and I'd be the one out of pocket in the meantime

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