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Re:Why are credit card rates so high? by ronsor on Tuesday April 01, 2025 @06:46PM (#43552068)
> Buy now pay later? wait until later.

Yeah, except the sale for whatever you buy may expire before "later" comes. You'd save more money purchasing now and paying off the credit card a week or two later in that case. It's not always as simple as you describe.

Re:Why are credit card rates so high? by rlpb on Tuesday April 01, 2025 @06:50PM (#43552104)
So pass and wait for a sale to occur when you actually have the money. Since you save overall, you only have to go through the pain of waiting just once, hopefully in your youth. After that, your savings on the last purchase (in not paying interest) pays for the next purchase, every time, given the same purchasing habits.
Re:Why are credit card rates so high? by Animats on Tuesday April 01, 2025 @06:49PM (#43552098)
There will be another sale. Probably pretty soon.